India is witnessing a significant influx of Non-Resident Indians (NRIs) seeking specialised medical treatments, particularly in dental, dermatology, orthopaedics and hair care, during the festive season. The country’s cost-effectiveness, familiarity with treatment patterns, and accessibility make it a top choice for medical tourism.
NRIs opt for India over other countries for healthcare needs
Many NRIs who live in countries like the US, UK, Australia, Canada, Germany, and New Zealand face challenges in accessing quality and affordable healthcare in their host countries. Some of them rely on public health schemes, which often have long waiting periods and limited coverage. Others have to pay exorbitant prices for private healthcare, which can be a burden for normal wage earners and families.
India, on the other hand, offers a solution with quick access to treatments, cost-effectiveness, and a familiarity with treatment patterns that NRIs find appealing. India has renowned healthcare facilities, with state-of-the-art equipment, qualified doctors, and advanced procedures. Many NRIs also prefer to receive treatments from known experts in their home country, who understand their culture and preferences.
NRIs seek preventive and corrective treatments in India
The holiday season during December sees a surge in medical appointments by NRIs. The shift in temperature in non-tropical countries can lead to dietary problems, vitamin deficiencies, and hair-related issues, explaining the increased demand for dental, skin, and hair concerns. Key treatments that NRIs prefer during their visits include dental implants, root canal treatments, tooth cleaning, and ayurvedic therapies. These treatments are not only effective but are also available in the form of affordable family packages and individual care packages, making them accessible to a wider audience.
Additionally, many NRIs also seek corrective treatments for musculoskeletal issues, such as knee and back pain, which can affect their quality of life and productivity. India offers non-surgical solutions for these problems, such as regenerative medicine, which uses the body’s own cells to heal damaged tissues and organs. RegenOrthoSport, a leading centre for regenerative medicine, has seen a surge in international patients selecting its Hyderabad and Mumbai hospitals for their healthcare needs, especially during this holiday season.
NRIs benefit from India’s tax and insurance policies
Another factor that attracts NRIs to India for their medical needs is the tax and insurance policies that the country offers. India allows NRIs to claim deductions for medical expenses incurred for themselves and their dependents under Section 80D of the Income Tax Act, subject to certain conditions. This can help them save on their tax liability and reduce their out-of-pocket expenditure.
Moreover, many NRIs purchase health policies from India and opt for customised products from banks, showcasing their confidence in the healthcare system. These policies cover a range of medical expenses, such as hospitalisation, surgery, consultation, and medication. Some policies also offer cashless facilities, which can ease the payment process and avoid currency conversion issues.
India’s healthcare sector is poised to grow further as more NRIs choose the country for their medical tourism during the festive season. India’s reputation as a destination for quality, affordable, and accessible healthcare is likely to boost its economy and enhance its global image.
